Bank Loan Applications & Cash Flow Forecasts

Bank finance and cash flow

How we help

Cash flow forecasts

A month-by-month view of money in and out for the next 12 months, so you can see shortfalls before they happen.

Loan application packs

Financial statements, projections and a business plan put together the way banks and FDB expect to see them.

Refinancing

A review of your current loans and an approach to other lenders for better terms.

Letter of offer review

We check the bank's offer against what was agreed, before you sign.

Management accounts

Monthly reports for you and for any reporting your bank asks for.

Working capital

Practical ways to free up cash, from supplier terms to stock and debtor collection.

How it works

From numbers to an approved loan

Get the books up to date

Lenders want current accounts. We bring your records and tax up to date first.

Build the forecast

We prepare projections with you, based on real figures and assumptions you can defend.

Prepare the pack

Statements, projections, TCC and business plan, ready to submit.

Support to approval

We answer the lender's questions and review the offer before you sign.

Recently we prepared the finance application and projections for a start-up transport business, which was approved by the lender. See our client results.

Fees

What it costs

Cash flow forecast and projections	Quoted
Loan application pack	Quoted
Annual financial statements (often needed first)	from $1,500
Tax clearance (TCC) for the application	from $500

Fiji dollars, excluding VAT at 12.5%. All fees are starting prices. Government fees and any tax payable are extra, and we confirm your final fee in writing before we start. See all our fees.

Planning to borrow?

Talk to us before you go to the bank, so your application goes in complete. Email [email protected] or WhatsApp +679 714 2741.

Book a call WhatsApp us Send us your documents

Common questions

What do banks need for a business loan in Fiji?

Usually up-to-date financial statements, cash flow projections, a business plan and often a current tax clearance certificate. Lenders, including FDB, want current accounts, so we bring the books and tax up to date first.

Can you help me refinance my loans?

Yes. We review your current loans and approach other lenders for better terms, then check the letter of offer against what was agreed before you sign.

What is in a cash flow forecast?

A month-by-month view of money coming in and going out over the next 12 months, based on your real figures, so you can see shortfalls before they happen.

How much does a loan application pack cost?

Forecasts and loan packs are quoted once we see where your records are. Annual financial statements, which lenders often need first, start from $1,500 + VAT.

Get the loan, and keep the cash flowing